Missouri Grocers Association – Insurance Program (MGA-IP): The Right Program for YOU!
Missouri Grocers Association has partnered with Supermarket Insurance Group to deliver added service and expertise through the MGA-Insurance Program. The valued partnership provides an industry specific comprehensive insurance plan for the association’s members.
Supermarket Insurance Group is a group of experts in the field of insurance for retail grocers. After years of working together for a carrier specializing in retail grocery coverages, this team continues their efforts to support retail grocers with their insurance needs. With decades of experience in the areas of risk management, loss control and safety, product development, underwriting, and claims specifically for retail grocers, this team provides significant value along with the coverages provided by insurance.
Top 10 Reasons to Choose MGA-IP
- Industry Specific Knowledge
- Industry Specific Coverage
- Catastrophic Claims Experience
- Weekly Billing Option
- Web-based Online Safety Training
- Cooperative Property Claims Philosophy
- On-Site Risk & Safety Consultation
- 24/7 Claim Response
- Unique Workers Compensation Program
- Safe Store Premium Discount
Industry Specific Insurance Coverage for Retail Grocers
General Liability
- $1M per occurrence limit
- Up to $5M aggregate limit available
- Fire Legal Liability @ $300,000
- Employee Benefits Liability (available)
- Liquor Legal Liability (as needed)
- Druggist Liability (as needed)
- Hired / Non-Owned Auto Liability (as needed)
Property
- Blanket Replacement Cost Coverage (Building & Personal Property)
- Loss of Business Income @ Actual Loss Sustained
- Loss of Business Income Hepatitis A
- Peak Season Inventory Increase
- Food & Perishable Spoilage Coverage
- Utility Services - Direct Damage (includes overhead lines)
- Utility Services - Business Income
- Equipment Breakdown
- Earthquake & Flood (as needed)
- Crime (Robbery, Burglary, Forgery, Employee Theft)
Commercial Auto
- Bodily Injury/Property Damage Liability $1M CSL
- Physical Damage at ACV available
- UM/UIM limits to $1M
Workers Compensation
- Employer’s Liability Limits @ $500,000
- RTW E-Services - Client Access to Claims Data
- ID15 Technology - Unique Return to Work Program
- Claims Cost Average is 59% better than Industry Average
- Benefits for Clients
Lower Experience Modifiers
Lower Premiums
Experience Mod is Lower,
Premium is Lower
Commercial Umbrella
- Umbrella Liability (limits up to $50M per policy available)
- No Self-Insured Retention/Deductible for Umbrella Coverage
- Personal Umbrella available by endorsement to Owners and Key Employees
Employment Practices Liability Insurance
- Limits up to $5,000,000
- Deductible options from $2,500, to $100,000
- Defense costs up to $100,000 are included outside of policy limit
- Legal counsel available for consultation at no charge
How Can I Take Advantage of the Missouri Grocers Association-Insurance Program
- Call your current BROKER and ask them to access the MGA-IP program through Supermarket Insurance Group at 1-913-948-8170 Ext 223
- Call the MGA office at 1-800-260-4642
- Call Jeff Tennison, Supermarket Insurance Group at 1-913-948-8170 Ext 223
IT IS THAT SIMPLE!
Contact Information:
Supermarket Insurance Group (SIG)
7050 West 107th Street, Suite 210
Overland Park, Kansas 66212
Phone 913-948-8170
Fax 913-948-8171
www.SupermarketInsuranceGrp.com
Bill Morrison, President & CEO
Ext 222 - bmorrison@SupermarketInsuranceGrp.com
Jeff Tennison, Vice President
Program Development & Risk Management
Ext 223 - jtennison@SupermarketInsuranceGrp.com
Larry Spencer, Vice President
Operations
Ext 226 - lspencer@SupermarketInsuranceGrp.com
John Spain, Vice President
Program Administration
Ext 221 - jspain@SupermarketInsuranceGrp.com
Eric Morrison, Senior Program Underwriter
Ext 224 - emorrison@SupermarketInsuranceGrp.com
Gail Sanders, Senior Claims Representative
Ext 225 - gsanders@SupermarketInsuranceGrp.com
